"Success in RE comes down to two factors: taking risks and taking action!"
Unknown
Get Pre-Approved
Getting pre-approved for a mortgage is one of the most important thing you can do when you're planning to buy a home.
Mortgage pre-approvals are documents that verify you can get approved for a mortgage loan. Pre-approvals are not an official loan approval - they are the green light to shop around and find the perfect home. You can't make an offer without a pre-approval.
The most crucial part of buying a home is being sure you can afford its payment. So, before you get pre-approved, decide how much you feel comfortable spending each month and write that number down.
A mortgage lender may pre-approve you for a larger monthly payment. We recommend you stay within your budget.
Mortgage pre-approvals are available for free through most mortgage websites with no obligation to proceed. Many home buyers get their mortgage from a different mortgage company that pre-approved them. So, don’t overthink this step.
The critical part of getting your pre-approval is that you get it. Without a pre-approval, you cannot buy a home.
As part of your pre-approval, the lender may ask for supporting paperwork, including:
Bank statements
W-2 statements
Pay stubs and proof of deposits
Federal tax returns
Student loan statements
You don’t need them downloaded or on your hard drive in advance. Just know where to find these documents when you get asked.
Mortgage pre-approvals get processed online or in person. The simplest pre-approvals are self-service.
Home buyers can get a free mortgage pre-approval from any mortgage lender or do a self-service pre-approval in under three minutes.
In this market, timing is critical. When you find the home you want, you may need to make an offer right away, otherwise someone else may get your home!
Being pre-approved enables you to move quickly and get that offer in!
Don’t Miss Out... Get Pre-Approved...
I can’t tell you how many times I’ve seen a client fall in love with a house, but end up losing the home because they weren’t pre-approved. Getting pre-approved solves this problem, as it enables you to move quickly on an offer. You wouldn’t want to miss out on your dream home!
Communities
Reviews
Seth is on top of his transactions. Great communication and knows how to write a contract to get accepted in todays market!
Jennifer Row
I recently worked with Seth Taylor on a transaction and was impressed by his professionalism and communication. He made sure my borrower was taken care of in every aspect of the transaction and was always on top of things and quick to respond. I would recommend Seth Taylor to anyone looking for an experienced and knowledgeable realtor.
Kayla McCann
Seth made sure to keep it simple and easy to understand during the entire process. He saw potential road blocks and resolved them before they even became an issue.Seth answered all my calls or returned them that day, and made sure to keep me in the loop.Thank you again Seth!
Caleb Barajas
Happy with Seth! Seth is a great agent kept us calm through the process Seth kept in contact with us if anything arose and told us not to worry https://www.ratemyagent.com/real-estate-agent/seth-taylor/reviews/249-prairie-street-sierra-vista-aajyb6
Seth Brymer
Very Caring and Informative Seth took great care of our needs and new that our situation was a unique one. He took it on with such care and understanding. He worked hard for us and the home sold very quickly!!! https://www.ratemyagent.com/real-estate-agent/seth-taylor/reviews/4916-south-ranch-road-sierra-vista-southeast-aasxk3?profileType=Individual&profileCode=b1kgaq
Mary Brogger
Seth is an honest and caring person with many years of experience behind him in real estate, property management, andentrepreneurship. His professional background and excellent customer service skills make him the solid choice in your search for a realtor.
Dennis Gasrow
Amazing follow up! Always ready to answer questions. Great insight into areas of interest. Had my best interest always in mind. Kept my wants and needs in mind when recommending my new home. I would highly recommend Seth for your real estate needs. He is top notch, truthful, friendly and knowledgeable.
Gloria Rivera
Highly recommend Seth! He made selling our property a breeze. Super knowledgeable, professional, and great communication. Made the whole process stress-free. 5 stars! https://www.ratemyagent.com/real-estate-agent/seth-taylor/reviews/5127-calle-cumbre-sierra-vista-aasxl4?profileType=Individual&profileCode=b1kgaq
Lior Weiss
Seth had a ready buyer for my home within a couple of days. Everything went smoothly and it took a lot of stress away from my move. Highly recommend him.
Buster Taylor
Seth is an excellent realtor. He is friendly, highly knowledgeable, and extremely responsive, always making time for us. We appreciate Seth and would highly recommend his services.
Diana Montijo
It was great working with a professional who knows how to communicate and follows through. I've bought and sold many houses over the years and Seth is hands down the best realtor I've worked with. He understands the pressure and stress of selling your home and helps get you through it. He helped with additional items that weren't things he needed to be concerned about. Great guy and I consider him a good friend. https://www.ratemyagent.com/real-estate-agent/seth-taylor/reviews/2448-canyon-view-dr-sierra-vista-aasuc8?profileType=Individual&profileCode=b1kgaq
Bob Elsberry
Seth is an outstanding person which makes him an excellent realtor. He cares about people, he listens and understands their needs and finds a house to match. He is easy to work with, is a good communicator and has an thorough knowledge houses.In addition to being a realtor, he has become a friend.
John Christman
Seth helped us find our new home, we were relocating from a different part of Arizona. He went way up and above to help us especially because our home sold so fast.He helped us to find better financing, and quicker than most.We have enjoyed working with Seth and would highly recommend him with any and all of your Real Estate needs.Thank you Seth Taylor.Mike and Rusty Dean
Rusty Dean
My wife and I found a wonderful home in Texas and needed to go through a reality company to sell our home in Arizona. Seth was the perfect person for this job! He worked with me to make sure that even though we no longer lived there the house stay looking great for viewing. When the future home owner couldn't get hot water from the sink, he took the time to go and show them how to turn the facet to hot. I could never ask for a better agent! Thank you for all you've done for us!! https://www.ratemyagent.com/real-estate-agent/seth-taylor/reviews/5127-calle-cumbre-sierra-vista-aasxl3?profileType=Individual&profileCode=b1kgaq
MARK EATON
Solid work! Smart and knowledgeable with mastery of technical expertise in every phase of the industry. I was a grumpy customer - Seth stayed cool with humor and all sorts of ways to courteously advise me and which really paid off. Listen to his advice! https://www.ratemyagent.com/real-estate-agent/seth-taylor/reviews/35-west-cargill-place-sierra-vista-aati6v?profileType=Individual&profileCode=b1kgaq
